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Friday, February 8, 2013

Major Federal Laws


Major Federal Laws

What are the major federal anti-discrimination laws?

Title VII prohibits discrimination in employment based on race, sex, color, national origin or religion. The ADEA prohibits discrimination based on age (if over forty). Title I of the ADA prohibits discrimination based on disability.
Almost every state has anti-discrimination laws that mirror the protections found under federal law. Some states also have more expansive protection than federal law, for example, prohibiting discrimination based on marital status, sexual orientation or weight.

What aspects of the employment relationship are regulated by these laws?

The laws regulate all aspects of work, including hiring, firing, promotions, job duties, wages, benefits, and reviews. Generally speaking, the laws do not require an employer to provide specific benefits or to institute job review procedures or to draw up job descriptions. Rather, the employer is allowed to establish its own policies so long as they are applied to all employees in a non-discriminatory manner and so long as the policies do not have the effect of discriminating against a protected class.

What types of employers are regulated under Title VII?

Public sector and private sector employers that employ at least fifteen employees are covered by this federal law. Unions and employment agencies are also covered under Title VII. It should be remembered, however, that employers with fewer than fifteen employees may be covered under state law prohibiting discrimination in employment.


How do I know if an action is discriminatory in violation of the law?

First, not all discriminatory actions are forbidden by law. The law only prohibits discrimination when it is based on a person's protected status—race, color, religion, national origin, sex, age or disability under federal law.

Thus, if an employer makes a decision because of an employee's race, that employer has engaged in prohibited discrimination. Paying a worker lower wages than other employees because that worker is an African-American black violates Title VII. But paying a worker lower wages than other employees because that worker is performing different kinds of job duties does not violate Title VII. The question is whether the reason for the difference in treatment is based on the employee's protected status. Different treatment based on protected status is called intentional discrimination or disparate treatment.

What should I do if I think I have been discriminated against in violation of the law?

It is usually a good idea to bring your complaint directly to the attention of the employer and attempt to resolve the problem on an informal basis. The employer may not be aware that there are individuals within its organization who are discriminating, or the employer may want to address your complaint and fix the problem.

If, however, you want to pursue a legal remedy, you should get expert advice and act relatively quickly. Anti-discrimination laws have strict time limits for making a claim. The federal laws require employees to file a complaint first with the Equal Employment Opportunity Commission before filing a lawsuit in court. In some circumstances an employee is also required to file a complaint with the state agency charged with enforcing the state anti-discrimination laws.

Lastly, if fired or not hired for discriminatory reasons, you should look for another job. Do so even if it seems that you are entitled to the former job. If you do not actively seek other work, it appears as though you are not seriously interested in employment. This can weaken your claim and may limit any award of back pay.

How does someone file a charge under federal law?

If you have been discriminated against, you must file a charge with the Equal Employment Opportunity Commission (EEOC) within 180 days from the date of the discriminatory act. There are regional offices of the EEOC in most major cities in the U.S. Access www.eeoc.gov for more information.

There is an exception to this time limit if the discrimination occurred in a state that has a state law prohibiting discrimination. In that case you must first file a charge with the state agency responsible for enforcing the state law. You must give the state agency at least sixty days to investigate your complaint. After sixty days you can then file a charge with the EEOC, but the charge must be filed within 300 days from the date the discrimination occurred or within thirty days after the state agency terminates its proceedings, whichever occurs first.

When the EEOC completes its investigation of the charge, it sends a letter to the person who filed the charge. The letter states whether the EEOC found reasonable cause to believe the law was violated and informs the charging party that he or she has ninety days within which to file a lawsuit in court. This letter is called a "right to sue" letter.

What is the Age Discrimination in Employment Act?

The ADEA (29 U.S.C. Sections 621-634) prohibits discrimination in employment based on age. For purposes of this statute, age is defined as at least forty years of age or older. Thus, it would not be a violation of the ADEA for an employer to refuse to hire an individual because that person was twenty-five years old. However, some state laws that prohibit age discrimination have a broader definition of the protected class; for example, Oregon prohibits age discrimination against any individual eighteen years of age or older.

What types of employers are regulated under the ADEA?

Public and private sector employers employing at least twenty employees are covered by this federal law. Unions and employment agencies are also covered by this law. It should be remembered, however, that employers with fewer than twenty employees may be covered under state law prohibiting age discrimination.

Is there a federal agency responsible for enforcing the ADEA?

Yes, the EEOC has enforcement authority under the ADEA.

What is Title I of the Americans with Disabilities Act?

The ADA (42 U.S.C. Sections 12101-12118) prohibits discrimination in employment against persons with disabilities, both physical and mental.

What is a “disability”?

Under the ADA, an individual with a disability is one who:
  1. has a physical or mental impairment that substantially limits a major life activity; or
  2. has a record of having such a physical or mental impairment; or
  3. is regarded as having such an impairment.
The term is defined broadly to include any physiologically based impairment or any mental or psychological impairment, but it does not include mere physical characteristic or cultural, economic or environmental impairment. For example, an individual with dyslexia has a disability but an individual who is illiterate does not; an individual who is a dwarf has a disability but a person who is short does not.
The impairment must cause a substantial limitation to a major life activity. Temporary conditions, such as a broken leg or a cold, would not be considered substantial limitations.

  
What types of employers are regulated under the ADA?

Public and private sector employers employing at least fifteen employees are covered. Unions and employment agencies are also regulated by the ADA. It should be remembered, however, that employers not covered under the ADA may be subject to regulation under state law prohibiting disability discrimination.

 
Is there a federal agency responsible for enforcing the ADA?

Yes, the EEOC has enforcement authority under the ADA.


Source:www.americanbar.org

Thursday, February 7, 2013

Personal injury claims

Personal Injury Claims

What is a typical personal injury case?
Automobile accidents, the area in which most personal injury actions arise, provide a good example of how the tort system works. You have a negligence claim in a "fault" state if you are injured by a driver who failed to exercise reasonable care, because drivers have a duty to exercise reasonable care anytime they are on the road. When they breach that duty and your injury results, personal injury law says you can recoup your losses. (Note, though, that the system may be very different in states that have passed no-fault laws.)
Negligence reaches far beyond claims stemming from car accidents. It is the basis for liability in most personal injury lawsuits, including medical malpractice.
Is there any other basis for personal injury besides negligence?
Yes.
  • Strict liability is an important and growing area of tort law. It holds designers and manufacturers strictly liable for injuries from defective products. In these cases, the injured person does not have to establish negligence of the manufacturer. Rather, you need to show that the product was designed or manufactured in a manner that made it unreasonably dangerous when used as intended.
  • Intentional wrongs can also be the basis of personal injury claims, though they are rarer. If someone hits you, for example, even as a practical joke, you may be able to win a suit for battery. Or if a store detective wrongly detains you for shoplifting, you may be able to win a suit for false imprisonment. While perpetrators of some of the intentional torts—assault and battery, for example—can be held criminally liable for their actions, a tort case is a civil proceeding in court brought by an individual or entity and remains totally separate from any criminal charges brought by the government.


·         What happens if I file a lawsuit?
You become the plaintiff in the case and the person who injured you becomes the defendant. Lawyers for each side (and for the insurer) typically begin gathering facts through exchange of documents, written questions (interrogatories) or depositions (questions that are asked in person and answered under oath). This process is called discovery. After discovery, many cases get settled before trial. Only a small percentage of personal injury actions ever go to trial.

·         What will I get if I win my case?
If you win, a judge or jury awards you money, known as damages, for your injuries. That amount can include compensation for such expenses as medical bills and lost wages, as well as compensation for future wage losses. It also can compensate you for physical pain and suffering. In addition, you may receive damages for any physical disfigurement or disability that resulted from your injury.

·         Will the person who caused my injury get punished?
No. Punishment comes from criminal cases, not civil cases. Defendants in civil actions for personal injury do not receive jail terms or stiff fines as punishment. Those are criminal sentences and personal injury cases are civil disputes. (But juries and courts can award what the law calls punitive damages when the defendant's intentional acts have injured you. These awards are rather rare.)

·         Does a personal injury lawsuit have to be filed within a certain amount of time?
Every state has certain time limits, called "statutes of limitations," that govern the period during which you must file a personal injury lawsuit. In some states, for example, you may have as little as one year to file a lawsuit from an automobile accident. If you miss the statutory deadline for filing a case, your case is thrown out of court.

Source: www.americanbar.org

Saturday, February 2, 2013

Injury Claim



Damage claims and rights of the insured value of it? 

To know  banking related information please visit:

 www.bankall.org

 


It is worth it to find out the number of personal injury accidents injured, is an important aspect of the argument, claiming that this is the most difficult part of the suite, the amount is based on your unique situation. Here is how to determine the value of a general insurance company requirements.
Compensation insurance company must

Your requirements, you may not be the first to get any form of damages must be noted. In general, a person responsible for the accident - and therefore his or her liability insurance - the injured person is taken into account:

    Medical expenses and related
    Loss of income, accident, injury, because when you work or the cost of treatment included in the
    Permanent physical disability or disfigurement
    Family, social and educational missed school or training, vacation or recreational activities, including the experience of loss, or special events
    Pressure loss such as stress, embarrassment, depression or family relationships - for example, an unborn child, or interference with sexual relations impact of the accident to take care of children with disabilities, care and
    Property damage.

Insurance loss formula

In the determination of reparation, it is usually easier to add up the money spent and money lost, but there is no specific way to experience pain and suffering, or have lost the ability to a figure of $. This is insurance loss formula.

At the beginning of the discussion, increase the total cost of treatment of injuries to the insurance adjuster. These costs as "medical damages" or "special". The base is to find a more suitable how much pain, suffering and other non-pecuniary losses, "normal" is used to pay damages for injuries.

When a relatively minor damage, loss adjustment amount multiplied by 1.5 or 2. When the injury is particularly painful, serious or long-term, fitter 5 will be the amount of compensation. (Extreme so big. Fitter is a factor in determining how much information, Joseph • L • Matthews (Nolo) to view your personal injury compensation claim rights how to win 10 times.)

Fitter this damage is due to any additional loss of income.

Some of the sources. But this number between 1.5 and 5 times the image - especially medical care, increase revenue loss - but only for the final compensation is not treated in time.
Error ratio

The most important factor affecting the ability of each person is at fault, the insurance company can provide. How your injuries can damage calculation formula to provide you with a digital, but only if you find out the actual error value, your requirements - that is, the insurance company will pay.

Determine the failure of an accident, but an exact science here, whether you and the insurance adjuster say, the insured is at fault, will be fully, or if you are at fault is a small, or if your career accident. However, comparative negligence proportion of rough - reduced to 10%, 50%, 75% - a formula that damage to the total amount of compensation will arrive at a final figure.